No. Do not use the card in the current plan year to pay for services provided or products ordered in the prior plan year. In this case, you must file a paper claim before the deadline for the prior year's expense. If the "balance due" statement is for services incurred in the prior plan year, you must file a paper claim before the deadline for the prior year's expense. In this case, you will need to submit the detailed statement not the "balance due" statement.